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Writer's pictureRetirementGuy

What is an annuity and when is it a smart investment?

If you’re nearing retirement, one of the most important (and potentially stressful) questions you have to ask yourself is “do I have enough?”


One-third of Americans over 50 said their biggest retirement planning regret was not obtaining a lifetime income source, according to a Nov. 2022 study from researchers at the University of Pennsylvania and the Hebrew University of Jerusalem.


One way to help maintain a regular income during retirement is by buying annuities. These are complicated products that can come with high fees, but CNBC Select explains the basics so you can decide if annuities are worth a closer look.


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