Fires, hurricanes, snowstorms, theft — unfortunately, there’s no shortage of bad things that can happen to your home and its contents. The good news is you can help protect your investment by getting home insurance.
But, like other types of insurance, not all home insurance policies are created equal. And many home insurance plans contain gaps, where you’re not covered for certain events. It's fairly common for individuals to assume their home insurance policy provides coverage that, in fact, it does not. For instance, many homeowners don't know that flood damage isn't covered by a typical home insurance policy. In 2022, only 4% percent of homeowners nationwide had an additional flood insurance policy.