Insights | RetirementGuy

Sep 21, 20231 min read

The Best Places To Retire In The South

While you can count on us to identify charming towns and vibrant cities across the region, that’s just half of the equation. To help you...

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Four Threats to the Distribution Phase of Retirement

RetirementGuy

Sep 21, 20231 min read

Four Threats to the Distribution Phase of Retirement

When discussing the difference between the accumulation and distribution phases of retirement, the classic metaphor used by financial...

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Downside protection in your investment account

RetirementGuy

Sep 21, 20231 min read

Downside protection in your investment account

Are you looking to protect your portfolio from some downside risk but want to avoid an annuity or going all to cash? Have you heard of...

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Annuities Have an Awareness Problem: Why That Matters

RetirementGuy

Sep 14, 20231 min read

Annuities Have an Awareness Problem: Why That Matters

In the 1934 comedy classic It’s a Gift, W.C. Fields’ character encounters an aggressive, slick-talking annuities salesman in an indelible...

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Retiring soon? Why Des Moines might be the best spot for you to settle

RetirementGuy

Sep 14, 20231 min read

Retiring soon? Why Des Moines might be the best spot for you to settle

When you think retirement haven, Florida or a warm, southern state probably comes to mind. But, why not Iowa? Less than two months ago,...

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The Problem With 401(k) Catch-Up Contributions for 2024

RetirementGuy

Sep 14, 20231 min read

The Problem With 401(k) Catch-Up Contributions for 2024

Under SECURE 2.0, if you are at least 50 years old and earned $145,000 or more in the previous year, you can make catch-up contributions...

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Think of Retirement as the Goal, Not the Vision

RetirementGuy

Sep 7, 20231 min read

Think of Retirement as the Goal, Not the Vision

The idea of having a vision is often emphasized in the corporate world, with professional vision statements and self-development work...

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The 10 cheapest U.S. states to retire—Florida doesn’t make the list

RetirementGuy

Sep 7, 20231 min read

The 10 cheapest U.S. states to retire—Florida doesn’t make the list

Don’t expect to find palm trees in this year’s most affordable state to retire. West Virginia ranks as the least expensive state to...

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How To Balance Your Lifestyle and a Safe Withdrawal Rate in Retirement

RetirementGuy

Sep 7, 20231 min read

How To Balance Your Lifestyle and a Safe Withdrawal Rate in Retirement

Lifestyle considerations are the next key takeaway as we think about the conclusions that we can use to inform starting safe withdrawal...

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Some Annuities Offer Big LTC Benefits Boosts

RetirementGuy

Aug 28, 20231 min read

Some Annuities Offer Big LTC Benefits Boosts

True Tamplin thinks one annuity feature that agents and advisors should consider talking more about is long-term care benefits boosters....

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RetirementGuy

Aug 28, 20231 min read

Five Buzzing Retirement Hot Spots

Few would refuse a vacation amid unspoiled natural beauty—but total remoteness can lose its luster when it comes to spending one’s entire...

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RetirementGuy

Aug 28, 20231 min read

How to Help Your Children Buy a Home

If you want to help your children buy a home there are a number of ways to go about it, ranging from family loans to outright gifts....

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First Year of Retirement: 7 Money Mistakes You Absolutely Shouldn’t Make

RetirementGuy

Aug 24, 20231 min read

First Year of Retirement: 7 Money Mistakes You Absolutely Shouldn’t Make

You’re finally ready to enjoy your golden years. After working hard for decades, you recently retired, and you’re trying to navigate your...

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RetirementGuy

Aug 24, 20231 min read

How To Balance Your Lifestyle and a Safe Withdrawal Rate in Retirement

Lifestyle considerations are the next key takeaway as we think about the conclusions that we can use to inform starting safe withdrawal...

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Estate Planning Amid Family Estrangement: Limiting the Fallout

RetirementGuy

Aug 24, 20231 min read

Estate Planning Amid Family Estrangement: Limiting the Fallout

It’s an unfortunate reality that estrangement from family members can be relatively common in our society. Cornell University sociologist...

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RetirementGuy

Aug 10, 20231 min read

Free Goal & Retirement Calculator

Check this out if you want a free tool that provides goal and retirement planning. https://www.nerdwallet.com/calculator/retirement-calcu...

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RetirementGuy

Aug 10, 20231 min read

Why Retirees Need a Balanced Portfolio

The problem with that all-equity portfolio is that if you hit it exactly wrong, and you picked a terrible time to retire with that...

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Top 10 Steps if You're 10 Years From Retirement

RetirementGuy

Aug 10, 20231 min read

Top 10 Steps if You're 10 Years From Retirement

Retirement might be considered the grandest of milestones in a person’s professional life, but another often overlooked turning point...

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