Insights | RetirementGuy

Test your investment portfolio with this tool

Apr 11, 20241 min read

Test your investment portfolio with this tool

Want a way to see how your portfolio has done, known as backtesting, and see other return and risk metrics? Check out this tool, perfect...

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2024 Tax Brackets, Standard Deductions And Other Inflation Adjustments

RetirementGuy

Apr 11, 20241 min read

2024 Tax Brackets, Standard Deductions And Other Inflation Adjustments

The IRS has announced the annual inflation adjustments for the year 2024, including tax rate schedules, tax tables and cost-of-living...

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RetirementGuy

Apr 11, 20241 min read

Tax Tips for Last-Minute Filers

Tax Day is almost here for most people, so you'll want to file your federal income tax return soon to avoid IRS penalties. The last day...

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Estate Planning Guide and Checklist for 2024

RetirementGuy

Mar 28, 20241 min read

Estate Planning Guide and Checklist for 2024

Organizing your affairs in preparation for the end of your life is an important task, and estate planning is an ongoing process that...

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This 120-Year-Old Principle Will Help You Build Wealth With Less Stress

RetirementGuy

Mar 28, 20241 min read

This 120-Year-Old Principle Will Help You Build Wealth With Less Stress

Roughly 70% of Americans have financial regrets from 2023, according to a Credit Karma study. The most common one is not saving money...

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Four Things to Know About Managing a Loved One’s Finances

RetirementGuy

Mar 28, 20241 min read

Four Things to Know About Managing a Loved One’s Finances

Taking over as the caregiver for a loved one can be stressful for many different reasons, and it comes with a lot of unanswered...

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How Tax-Loss Harvesting Helps to Lower Your Tax Bill

RetirementGuy

Mar 14, 20241 min read

How Tax-Loss Harvesting Helps to Lower Your Tax Bill

Tax season is here, and many investors are looking at their capital gains and losses in 2023 to determine what they will owe in taxes....

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Will Retirees Get A Big Income Jump From 2025 Social Security COLA?

RetirementGuy

Mar 14, 20241 min read

Will Retirees Get A Big Income Jump From 2025 Social Security COLA?

While the inflation rate has been easing downward, retirees' budgets are still being stretched pretty thin. Over the past few years,...

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RetirementGuy

Mar 14, 20241 min read

Brace Yourself for Higher RMDs in 2024

Key Takeaways Money can’t stay in an IRA or 401(k) forever. Your required beginning date, or RBD, is when you have to start taking the...

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What To Invest In If You Have A 4-Year Time Horizon

RetirementGuy

Feb 29, 20241 min read

What To Invest In If You Have A 4-Year Time Horizon

Investing with a specific time horizon in mind is a critical aspect of financial planning. A 4-year time horizon sets a defined period...

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RetirementGuy

Feb 29, 20241 min read

5 Financial Tips for Newlyweds

A few months before our son’s recent wedding, I sat down with him and his fiancée and talked about (what else?) money. I’ll be doing the...

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RetirementGuy

Feb 29, 20241 min read

The Cost of Loneliness in Retirement

While we often worry about saving enough for retirement, the cost of loneliness is rising as an equal threat to a happy, healthy...

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RetirementGuy

Feb 22, 20241 min read

These 4 States Top Florida and Arizona

When it comes time to retire, many people automatically think of heading to the sunny states of Florida or Arizona. With their warm...

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RetirementGuy

Feb 22, 20241 min read

Estate Planning For Singles

After I wrote a series of columns in 2022 about elder care planning for family members, I received a number of responses like this one:...

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The Five Stages of Retirement (and How to Skip Three of Them)

RetirementGuy

Feb 22, 20241 min read

The Five Stages of Retirement (and How to Skip Three of Them)

In the world of retirement, a growing concern emerges as retirees, despite having the financial means for their envisioned retirement...

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Aging Alone: What It Takes For Success On Your Journey

RetirementGuy

Feb 8, 20241 min read

Aging Alone: What It Takes For Success On Your Journey

According to a study by the Pew Research Center, about 27 percent of American seniors live solo. They can include your aging parent or...

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Inherited an IRA? Four Things Every Beneficiary Should Know

RetirementGuy

Feb 8, 20241 min read

Inherited an IRA? Four Things Every Beneficiary Should Know

Inherited IRA beneficiaries should be aware of several important tax considerations — especially considering recent rule changes and...

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Medicare Basics: 11 Things You Need to Know

RetirementGuy

Feb 8, 20241 min read

Medicare Basics: 11 Things You Need to Know

Heading into retirement brings a slew of new topics to grapple with, and one of the most maddening may be Medicare. Figuring out when to...

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