Insights | RetirementGuy

The 20 Best Cities To Live In The World, Ranked In A 2024 Report

Jun 27, 20241 min read

The 20 Best Cities To Live In The World, Ranked In A 2024 Report

Overall, Western Europe remains the world’s most liveable region with eight cities in the top 20. Coming in second on the list—also for...

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Things Change: Is It Time to Update Your Retirement Plan?

RetirementGuy

Jun 27, 20241 min read

Things Change: Is It Time to Update Your Retirement Plan?

Unless you have done zero work on retirement, you have a plan. It may be outdated, formal or informal, producing good results or not. But...

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RetirementGuy

Jun 27, 20241 min read

Top Ten Facts about Social Security

Eighty-eight years after President Franklin Roosevelt signed the Social Security Act on August 14, 1935, Social Security remains one of...

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RetirementGuy

Jun 13, 20241 min read

Tips for Navigating the New FAFSA

It’s not too late to fill out the Free Application for Federal Student Aid—not even for the school year that is just ending. The official...

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That retirement calculator is lying to you and your clients

RetirementGuy

Jun 13, 20241 min read

That retirement calculator is lying to you and your clients

Anyone who puts even minimal elbow grease into retirement planning is well aware of “the number,” the anxiety-producing seven-figure sum...

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Stop Doing These Things In Retirement Planning

RetirementGuy

Jun 13, 20241 min read

Stop Doing These Things In Retirement Planning

One of my favorite reads this year has been Michael Easter's Scarcity Brain. In chapter four, "Why We Crave More,” he describes how we’re...

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RetirementGuy

May 16, 20241 min read

A Retirement Readiness Checklist

As the mother of six kids, one of whom had special needs, my mom was organized, to say the least. She carefully calibrated her schedule...

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Best Places To Retire In 2024: Las Cruces And Other Unexpected Hot Spots

RetirementGuy

May 16, 20241 min read

Best Places To Retire In 2024: Las Cruces And Other Unexpected Hot Spots

They knew they wanted to move someplace warmer and cheaper for retirement. But it took them six years of looking and planning before they...

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April CPI Report Offers Some Relief: What the Experts Are Saying About Inflation

RetirementGuy

May 16, 20241 min read

April CPI Report Offers Some Relief: What the Experts Are Saying About Inflation

The April Consumer Price Index (CPI) showed that inflation moderated last month, but a data-dependent Federal Reserve will likely need to...

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RetirementGuy

May 9, 20241 min read

Tax Loss Harvesting And Your Retirement

As you near retirement, tax strategies become increasingly important not only in your day to day life but also on your investments. An...

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Best Term Life Insurance Companies: Expert-Rated In 2024

RetirementGuy

May 9, 20241 min read

Best Term Life Insurance Companies: Expert-Rated In 2024

We evaluated costs and policy features for 20 large life insurers and found that Corebridge Financial, Pacific Life, Protective and...

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How Retirement Income Guardrails Can Ease Clients’ Worries

RetirementGuy

May 9, 20241 min read

How Retirement Income Guardrails Can Ease Clients’ Worries

Retirement income guardrails—strategies that predetermine when spending retirement adjustments would be made and the spending adjustments...

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RetirementGuy

May 2, 20241 min read

Risk in Retirement: What’s the Right Level for You?

We often hear people say that they are good as long as things just keep on moving up and to the right. If only that were the reality. Of...

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New Report Reveals Ever Increasing Risk Of Elder Financial Fraud

RetirementGuy

May 2, 20241 min read

New Report Reveals Ever Increasing Risk Of Elder Financial Fraud

The subject of financial exploitation of elders in our country has been on law enforcement radar for decades. Significant public...

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6 Towns Perfect For Retirement In North Carolina

RetirementGuy

May 2, 20241 min read

6 Towns Perfect For Retirement In North Carolina

North Carolina might not have the same notoriety as some other destinations such as California or Florida, but this hidden gem of a state...

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Is A Mega Backdoor Roth Right For You? How To Figure That Out

RetirementGuy

Apr 25, 20241 min read

Is A Mega Backdoor Roth Right For You? How To Figure That Out

While investing in a mega backdoor Roth isn’t suitable to all investors, if your profile fits the bill, you can avail yourself of a way...

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3 Mistakes Beneficiaries Must Avoid When Inheriting An IRA

RetirementGuy

Apr 25, 20241 min read

3 Mistakes Beneficiaries Must Avoid When Inheriting An IRA

The Secure Act has eliminated the stretch IRA for most people who are inheriting an IRA or 401(k). Now, beneficiaries who inherit an IRA...

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SECURE 2.0 Act Summary: New Retirement Plan Rules to Know

RetirementGuy

Apr 25, 20241 min read

SECURE 2.0 Act Summary: New Retirement Plan Rules to Know

The SECURE 2.0 Act is a recently enacted significant piece of legislation that has brought about substantial changes to the retirement...

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