RETIREMENTGUY

Period certain income annuities have set income terms, making them useful for helping to fund early retirement or prefund a loan or large...

Gone are the days of retiring at age 65 only to live until age 70. For some people, retirement could last more than 30% of their lives. A...

The world of investing is experiencing a significant shift from conventional to new evolved ways. In the last couple of years, passive...

Higher interest rates are good for our cash and checking accounts but are not always good for pension holders. Rising interest rates have...

How to make better financial decisions Have you ever gotten emotional about money? Even the most successful, rational investors sometimes...

Recent blog posts discussed how the temporary portability regulations addressed several issues involved with making a valid portability...

When it comes to federal income tax rates and brackets, the tax rates themselves aren't changing from 2022 to 2023. The same seven tax...

When you were younger and busy building your nest egg, it’s likely you didn’t give much thought to the impact required minimum...

Most people shouldn't be afraid of federal "death taxes." For 2022, only estates worth $12.06 million or more ($24.12 million or more for...

An annuity is a contract between you and an insurance company. The goal is to provide you with guaranteed income in the future, typically...

For anyone saving for retirement with a traditional or Roth IRA, the 2023 limit on annual contributions to their account goes up $500 –...

The biggest difference between yesterday’s retiree vs. today’s is the diminished defined benefit — or pension — plan replaced by defined...

We’ve all heard the problems with relying on numbers: garbage in, garbage out; liars figure, and figures lie; 87.2% of statistics are...

When it comes to being a Solo 401k or self-directed IRA entrepreneur in the small business world, we understand that you probably have a...

President Biden on Monday announced the official launch of the student loan forgiveness application for 2022 after millions of borrowers...

As inflation and a rocky stock market continue to eat away at the nest eggs of older workers approaching retirement, working longer than...

On September 27, 2022, the Centers for Medicare & Medicaid Services (CMS) released the 2023 premiums, deductibles, and coinsurance...