RETIREMENTGUY

One of the biggest advantages of an annuity, tax deferral, can be lost when anyone other than a spouse inherits an annuity. Then, all...

The SECURE Act 2.0 caught a ride on the $1.7 trillion omnibus spending bill that was unveiled on December 19. While the bill presents...

If you'll recall, the original Secure Act was passed at the end of 2019. It raised the Retired Minimum Distributions (RMD) age to 72,...

Here are ten things that you might consider doing before the end of the year to ensure that you are well-prepared for tax season and have...

Sequence of returns risk, also known as "order risk" or "timing risk," is a type of risk that occurs in the context of retirement...

There soon may be new retirement rules in place that could make it easier for Americans to accumulate retirement savings — and make it...

About 15% of American workers want to retire abroad, according to Dutch life insurance company Aegon’s latest “Retirement Readiness...

Social Security disability insurance (SSDI) is similar in some ways to private or corporate-sponsored disability plans. In other words,...

The Federal Reserve just raised interest rates again and continues to take an assertive stand against historically high inflation...

Despite a growing need for investors to start thinking about their long-term care needs, a study from Lincoln Financial Group, found that...

In order to keep the system modernized — and in line with rising costs and incomes — the Social Security Administration announces regular...

Lists of retirement advice for the year to come generally all sound the same—but that’s not the case this year. Retiring during a bear...

Portfolio rebalancing may not be a good idea this year. You may want to avoid it altogether. I’m referring to the process of bringing...

Moving to a place with a lower cost of living can improve your retirement finances. If you sell a home in an expensive city and buy or...

Where does that take us going forward? How much higher can we go? And how will it impact your financial life, including your retirement?...

Two very different strategies can help retirees’ retirement savings last their lifetime, and the one that works for you, or even a hybrid...

The primary benefit of investing in these communities under a qualified opportunity zone program is the deferral of capital gains tax...

Here’s the good news: The real estate your about-to-retire client owns has increased in value significantly since they bought it. The...