RETIREMENTGUY

Life insurance is designed to provide a death benefit for your loved ones if you pass away. Long-term care insurance, meanwhile, can help...

The Secure Act 2.0 has been signed into law and brings with it several provisions aimed at increasing retirement savings and providing...

The Social Security Act, passed in 1935, included benefits for workers but not their spouses. At the time, women who did not work outside...

Recently, Morgan Stanley’s Mike Wilson warned of the stock market's "hall of mirrors," — saying that the recent uptick in market...

When people retire, they go from having one main source of income to having several. The exact number of income sources and how heavily...

Retirement planning can easily be overlooked while juggling your career, raising children, paying off debt, and enjoying today. In fact,...

When presenting a plan to a new retirement planning client, sometimes it resonates, and sometimes I get a blank look in response. I can...

First and foremost, tax filing season has officially started. The IRS began accepting tax returns on Monday, January 23rd. The IRS says...

Unless your adviser has a complete picture of your current financial situation and really understands your goals (and challenges) moving...

Every year, it can pay off to get organized and gather your tax documents early, both because you’re likely to receive your tax refund...

An annuity is a contract between you and an insurance company that’s designed to provide a steady stream of income during retirement. You...

Many people are good at saving up money for retirement. They manage expenses and build up their nest eggs steadily. But when it comes...

Retirement planning is complex and multi-faceted, and the strength of any retirement plan rests heavily on the robustness of the...

Like the previous retirement bill passed in 2019, SECURE (Setting Every Community Up For Retirement Enhancement), Secure 2.0 is based on...

There are some new rules for required minimum distributions (RMDs) from retirement savings accounts (e.g., traditional IRAs and 401(k)...

When you're planning for retirement, it's fun to contemplate all the travel, rounds of golf, entertainment and restaurant meals you have...

Historically, the traditional retirement savings plan largely consisted of a portfolio of stocks and bonds in a ratio of 60/40 or some...

The beginning of the year is also a good time to check on the new annual contribution limits for retirement and benefit accounts, many of...