RETIREMENTGUY

Savings rates have continued to go up this year, so if you’ve been looking for a place to store your savings and earn interest in the...

REITs come in many different forms, with varying criteria. However, many prospective investors might not understand the differences — and...

Out of favor for a long while, annuities — the controversial and often misunderstood long-term insurance contracts — are getting more...

How is your cash? Sitting idle? Is your bank still paying less than 1% on deposits? Check out this list of cash and cash equivalent...

These model portfolios are geared toward retired investors who are drawing upon their tax-deferred accounts to meet a portion of their...

Recently, Morgan Stanley’s Mike Wilson warned of the stock market's "hall of mirrors," — saying that the recent uptick in market...

An annuity is a contract between you and an insurance company that’s designed to provide a steady stream of income during retirement. You...

Many people are good at saving up money for retirement. They manage expenses and build up their nest eggs steadily. But when it comes...

Historically, the traditional retirement savings plan largely consisted of a portfolio of stocks and bonds in a ratio of 60/40 or some...

The SECURE Act 2.0 caught a ride on the $1.7 trillion omnibus spending bill that was unveiled on December 19. While the bill presents...

Here are ten things that you might consider doing before the end of the year to ensure that you are well-prepared for tax season and have...

Sequence of returns risk, also known as "order risk" or "timing risk," is a type of risk that occurs in the context of retirement...

Portfolio rebalancing may not be a good idea this year. You may want to avoid it altogether. I’m referring to the process of bringing...

Where does that take us going forward? How much higher can we go? And how will it impact your financial life, including your retirement?...

The primary benefit of investing in these communities under a qualified opportunity zone program is the deferral of capital gains tax...

Here’s the good news: The real estate your about-to-retire client owns has increased in value significantly since they bought it. The...

The world of investing is experiencing a significant shift from conventional to new evolved ways. In the last couple of years, passive...

How to make better financial decisions Have you ever gotten emotional about money? Even the most successful, rational investors sometimes...

An annuity is a contract between you and an insurance company. The goal is to provide you with guaranteed income in the future, typically...

For anyone saving for retirement with a traditional or Roth IRA, the 2023 limit on annual contributions to their account goes up $500 –...