RETIREMENTGUY

Investing with a specific time horizon in mind is a critical aspect of financial planning. A 4-year time horizon sets a defined period...

As technology stocks ascended in the second half of the 1990s, employee stock options were the dominant form of equity compensation, with...

WASHINGTON (AP) — The Federal Reserve kept its key short-term interest rate unchanged Wednesday for a second straight time but left the...

Off-the-shelf asset-allocation guidance doesn’t vary significantly for people who are still accumulating assets for retirement. Sure,...

If you’re looking to find a great high-yield savings account, but want to avoid any pesky fees, you’re in luck. Many savings accounts let...

Susan Dziubinski: Hi, I’m Susan Dziubinski with Morningstar. We’re entering the fourth quarter, and that means the clock is ticking on...

The increasing likelihood of a government shutdown is spotlighting several federal agencies. But the IRS has been in the news lately,...

Are you looking to protect your portfolio from some downside risk but want to avoid an annuity or going all to cash? Have you heard of...

In the 1934 comedy classic It’s a Gift, W.C. Fields’ character encounters an aggressive, slick-talking annuities salesman in an indelible...

Under SECURE 2.0, if you are at least 50 years old and earned $145,000 or more in the previous year, you can make catch-up contributions...

Lifestyle considerations are the next key takeaway as we think about the conclusions that we can use to inform starting safe withdrawal...

Check this out if you want a free tool that provides goal and retirement planning. https://www.nerdwallet.com/calculator/retirement-calcu...

Schwab puts together a quarterly chartbook which provides data on markets, investing, commodities, bonds, stocks, tax, inflation data and...

A variable annuity is a way to get the stability of a traditional annuity product with the gains of an investment account—for a price....

Sometimes it’s not making all the right moves but avoiding making the wrong ones that can make all the difference. Take investing, for...

When you’re in your 20s, retirement seems like a lifetime away. But life happens fast. If you want to enjoy your golden years, you’ll...

The halting pace of negotiations over the debt ceiling crisis is quite understandably making market participants increasingly nervous....

Thanks to rising interest rates, fixed-income investors can once again enjoy competitive yields on assets like Treasury bills and...

It is important to be productive and earn money in our society; any successful person knows that and, in addition, should understand...

With so many savings options out there, deciding where to store your cash can be challenging. Both money market accounts and high-yield...