Investing 2/7

The Bucket Investor’s Guide to Setting Retirement Asset Allocation

Oct 19, 20231 min read

The Bucket Investor’s Guide to Setting Retirement Asset Allocation

Off-the-shelf asset-allocation guidance doesn’t vary significantly for people who are still accumulating assets for retirement. Sure,...

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Best No-Fee High-Yield Savings Rates October 2023

RetirementGuy

Oct 5, 20231 min read

Best No-Fee High-Yield Savings Rates October 2023

If you’re looking to find a great high-yield savings account, but want to avoid any pesky fees, you’re in luck. Many savings accounts let...

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5 Financial To-Dos for Investors in Q4 2023

RetirementGuy

Sep 28, 20231 min read

5 Financial To-Dos for Investors in Q4 2023

Susan Dziubinski: Hi, I’m Susan Dziubinski with Morningstar. We’re entering the fourth quarter, and that means the clock is ticking on...

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RetirementGuy

Sep 28, 20231 min read

What Will a Government Shutdown Do?

The increasing likelihood of a government shutdown is spotlighting several federal agencies. But the IRS has been in the news lately,...

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Downside protection in your investment account

RetirementGuy

Sep 21, 20231 min read

Downside protection in your investment account

Are you looking to protect your portfolio from some downside risk but want to avoid an annuity or going all to cash? Have you heard of...

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Annuities Have an Awareness Problem: Why That Matters

RetirementGuy

Sep 14, 20231 min read

Annuities Have an Awareness Problem: Why That Matters

In the 1934 comedy classic It’s a Gift, W.C. Fields’ character encounters an aggressive, slick-talking annuities salesman in an indelible...

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The Problem With 401(k) Catch-Up Contributions for 2024

RetirementGuy

Sep 14, 20231 min read

The Problem With 401(k) Catch-Up Contributions for 2024

Under SECURE 2.0, if you are at least 50 years old and earned $145,000 or more in the previous year, you can make catch-up contributions...

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How To Balance Your Lifestyle and a Safe Withdrawal Rate in Retirement

RetirementGuy

Aug 24, 20231 min read

How To Balance Your Lifestyle and a Safe Withdrawal Rate in Retirement

Lifestyle considerations are the next key takeaway as we think about the conclusions that we can use to inform starting safe withdrawal...

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RetirementGuy

Aug 10, 20231 min read

Free Goal & Retirement Calculator

Check this out if you want a free tool that provides goal and retirement planning. https://www.nerdwallet.com/calculator/retirement-calcu...

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Chartbook - Market data in one concise PowerPoint

RetirementGuy

Jul 27, 20231 min read

Chartbook - Market data in one concise PowerPoint

Schwab puts together a quarterly chartbook which provides data on markets, investing, commodities, bonds, stocks, tax, inflation data and...

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RetirementGuy

Jul 13, 20231 min read

Best Variable Annuities of this month

A variable annuity is a way to get the stability of a traditional annuity product with the gains of an investment account—for a price....

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Want to Get Rich and Stay Rich? Avoid 10 Investing Mistakes

RetirementGuy

Jun 15, 20231 min read

Want to Get Rich and Stay Rich? Avoid 10 Investing Mistakes

Sometimes it’s not making all the right moves but avoiding making the wrong ones that can make all the difference. Take investing, for...

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6 Ways To Begin Your Retirement Planning In Your 20s

RetirementGuy

Jun 1, 20231 min read

6 Ways To Begin Your Retirement Planning In Your 20s

When you’re in your 20s, retirement seems like a lifetime away. But life happens fast. If you want to enjoy your golden years, you’ll...

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Debt Ceiling Crisis: What Did Stocks Do the Last Time the U.S. Nearly Defaulted?

RetirementGuy

May 25, 20231 min read

Debt Ceiling Crisis: What Did Stocks Do the Last Time the U.S. Nearly Defaulted?

The halting pace of negotiations over the debt ceiling crisis is quite understandably making market participants increasingly nervous....

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RetirementGuy

May 18, 20231 min read

7 of the Best High-Dividend ETFs

Thanks to rising interest rates, fixed-income investors can once again enjoy competitive yields on assets like Treasury bills and...

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Independent Contractors vs. Employees: There's a Difference

RetirementGuy

May 4, 20231 min read

Independent Contractors vs. Employees: There's a Difference

It is important to be productive and earn money in our society; any successful person knows that and, in addition, should understand...

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Money Market Account Vs. High-Yield Savings Account

RetirementGuy

Apr 27, 20231 min read

Money Market Account Vs. High-Yield Savings Account

With so many savings options out there, deciding where to store your cash can be challenging. Both money market accounts and high-yield...

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RetirementGuy

Apr 20, 20231 min read

Why Treasury Bills Are a Good Bet

Savings rates have continued to go up this year, so if you’ve been looking for a place to store your savings and earn interest in the...

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Publicly Traded REITs vs. Non-Traded REITs: What’s the Difference?

RetirementGuy

Mar 23, 20231 min read

Publicly Traded REITs vs. Non-Traded REITs: What’s the Difference?

REITs come in many different forms, with varying criteria. However, many prospective investors might not understand the differences — and...

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RetirementGuy

Mar 9, 20231 min read

Annuities: 10 Things You Should Know

Out of favor for a long while, annuities — the controversial and often misunderstood long-term insurance contracts — are getting more...

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