12 Essential Tips Every Beginner Should Know About Investing
Investing can be both exciting and daunting, especially for newcomers who face a myriad of choices. To build a successful investment...
top of page
Search
RetirementGuy
Nov 141 min read
How Trusts Can Be Used to Protect LLCs From Creditors
Even though the owner of a limited liability company (LLC) is generally protected from a lawsuit originating from inside of an LLC — the...
21 views0 comments
RetirementGuy
Nov 141 min read
What Investors Should Focus on After Election Day
Plenty of pundits and market strategists will be giving their postelection analysis in the coming weeks and months. And market volatility...
41 views0 comments
RetirementGuy
Oct 31 min read
What To Expect For Interest Rates From The November Fed Meeting
On November 7, the Federal Open Market Committee is expected to again lower interest rates after an initial cut on September 18. Markets...
41 views0 comments
RetirementGuy
Aug 291 min read
What Is Infinite Banking and How To Start Being Your Own Bank (2024 Guide)
Infinite banking is the practice of overfunding a permanent life insurance policy so you can borrow against its cash value. It’s an...
43 views0 comments
RetirementGuy
Aug 151 min read
4 Strategies For Retirees To Protect Against Stock Market Crashes
Are you a pre-retiree or retiree who’s nervous about the recent stock market volatility? Worried that it might be the start of a stock...
108 views0 comments
RetirementGuy
Jul 311 min read
The ‘Three-Legged Stool’ of Retirement Is Missing a Leg
Once, the tale goes, American workers relied upon a three-legged stool for their retirement income: 1) Social Security, 2) pensions, and...
58 views0 comments
RetirementGuy
Jul 111 min read
Is High Inflation a Good Time for Roth IRA Conversions?
Key Takeaways When it comes to taxes, inflation is great … The rates don’t change, but the brackets expand each year. When they expand,...
55 views0 comments
RetirementGuy
Jul 111 min read
Asset Allocation For Retirement: Understanding Stocks And Bonds
One of the most common questions in investing is regarding the right asset allocation. The answer truly depends on your needs, risk...
39 views0 comments
RetirementGuy
Jun 131 min read
Tips for Navigating the New FAFSA
It’s not too late to fill out the Free Application for Federal Student Aid—not even for the school year that is just ending. The official...
19 views0 comments
RetirementGuy
May 161 min read
April CPI Report Offers Some Relief: What the Experts Are Saying About Inflation
The April Consumer Price Index (CPI) showed that inflation moderated last month, but a data-dependent Federal Reserve will likely need to...
27 views0 comments
RetirementGuy
Apr 251 min read
Is A Mega Backdoor Roth Right For You? How To Figure That Out
While investing in a mega backdoor Roth isn’t suitable to all investors, if your profile fits the bill, you can avail yourself of a way...
70 views0 comments
RetirementGuy
Apr 111 min read
Test your investment portfolio with this tool
Want a way to see how your portfolio has done, known as backtesting, and see other return and risk metrics? Check out this tool, perfect...
41 views0 comments
RetirementGuy
Mar 281 min read
This 120-Year-Old Principle Will Help You Build Wealth With Less Stress
Roughly 70% of Americans have financial regrets from 2023, according to a Credit Karma study. The most common one is not saving money...
156 views0 comments
RetirementGuy
Feb 291 min read
What To Invest In If You Have A 4-Year Time Horizon
Investing with a specific time horizon in mind is a critical aspect of financial planning. A 4-year time horizon sets a defined period...
75 views0 comments
RetirementGuy
Nov 16, 20231 min read
Must-Knows About Employee Stock Options
As technology stocks ascended in the second half of the 1990s, employee stock options were the dominant form of equity compensation, with...
19 views0 comments
RetirementGuy
Nov 3, 20231 min read
Federal Reserve leaves its key rate unchanged but keeps open possibility of a future hike
WASHINGTON (AP) — The Federal Reserve kept its key short-term interest rate unchanged Wednesday for a second straight time but left the...
19 views0 comments
RetirementGuy
Oct 19, 20231 min read
The Bucket Investor’s Guide to Setting Retirement Asset Allocation
Off-the-shelf asset-allocation guidance doesn’t vary significantly for people who are still accumulating assets for retirement. Sure,...
49 views0 comments
RetirementGuy
Oct 5, 20231 min read
Best No-Fee High-Yield Savings Rates October 2023
If you’re looking to find a great high-yield savings account, but want to avoid any pesky fees, you’re in luck. Many savings accounts let...
102 views0 comments
RetirementGuy
Sep 28, 20231 min read
5 Financial To-Dos for Investors in Q4 2023
Susan Dziubinski: Hi, I’m Susan Dziubinski with Morningstar. We’re entering the fourth quarter, and that means the clock is ticking on...
67 views0 comments
bottom of page