RETIREMENTGUY

It's no secret that home insurance costs are rising, in large part due to increased claims from floods or other natural disasters,...

Fires, hurricanes, snowstorms, theft — unfortunately, there’s no shortage of bad things that can happen to your home and its contents....

Infinite banking is the practice of overfunding a permanent life insurance policy so you can borrow against its cash value. It’s an...

We evaluated costs and policy features for 20 large life insurers and found that Corebridge Financial, Pacific Life, Protective and...

What Is an HSA, and How Does It Work? Employees covered by qualifying HDHPs are also allowed to contribute to an HSA. The parameters for...

True Tamplin thinks one annuity feature that agents and advisors should consider talking more about is long-term care benefits boosters....

Over the past 12 months, the cost of insurance has prompted more than 1 in 10 Americans who own insurance aside from health care coverage...

When it comes to retirement planning, most people think of traditional retirement savings vehicles like 401(k) plans, IRAs and Social...

Life insurance is often put into two groups. You’ve got term life insurance, which has no cash value unless you pass. Or you’ve got whole...

As graduates look to jump-start their careers this summer, they may want to pay extra attention to where their potential employer is...

It's no secret that I'm not a big fan of whole life insurance. I owned a policy for seven years before canceling it (for a minus-33%...

According to data released in 2022, the average SSDI benefit for disabled workers is $1,358.30 per month. The exact value of someone’s...

Life insurance is designed to provide a death benefit for your loved ones if you pass away. Long-term care insurance, meanwhile, can help...

Social Security disability insurance (SSDI) is similar in some ways to private or corporate-sponsored disability plans. In other words,...

Health insurance premiums across the US cost an average of $438 monthly per person, according to the latest marketplace benchmark...

Your life insurance monthly premium can start looking less and less appealing once you’ve retired. It’s a scenario Dan Simon, a...

You’re getting ready to retire, and you’re thinking about your expenses. One expense you’d like to forgo is the premium you pay for the...

If you own a vehicle, chances are you have a car insurance policy — coverage is legally required in nearly every state. But how well do...

For millions of baby boomers, Gen-Xers, and millennials who have no long-term care strategy, the pandemic has sent a message: Act now or...

These are boom times for annuities, which are providing retirement savers and investors with not only their hallmark stability during...